Insurance Coverage for Water Damage

How Much Does Insurance Pay for Water Damage: A Guide by Conway Restoration

Water damage can be a homeowner’s worst nightmare, whether it’s caused by a burst pipe, a leaking roof, or a natural disaster. Not only does it disrupt your daily life, but it can also be financially overwhelming. Fortunately, insurance can provide a lifeline in such situations. At Conway Restoration, we understand the stress that comes with water damage, and we’re here to help you navigate the insurance claims process. In this blog post, we’ll answer some common questions about insurance coverage for water damage and share valuable insights to assist homeowners in Conway, Arkansas.

About Conway Restoration

Conway Restoration is a trusted water damage restoration company serving Conway and the surrounding areas in Arkansas. With years of experience, our team of experts is dedicated to helping homeowners recover from the devastating effects of water damage. We pride ourselves on delivering timely and high-quality restoration services that go beyond our clients’ expectations.

Insurance Coverage for Water Damage

  1. What Types of Water Damage Does Insurance Typically Cover?

    Most standard homeowner’s insurance policies cover water damage caused by sudden and accidental events, such as burst pipes, plumbing leaks, and appliance malfunctions. Additionally, insurance may cover water damage resulting from natural disasters like storms, hurricanes, and flooding if you have the appropriate endorsements or separate flood insurance.

  2. What Does Insurance Typically Not Cover?

    Insurance usually does not cover water damage resulting from neglect or lack of maintenance. If the damage is due to a pre-existing condition, such as a long-term leak that you were aware of but didn’t address, your claim may be denied.

  3. How Much Does Insurance Pay for Water Damage?

    The amount your insurance pays for water damage depends on various factors, including your policy’s coverage limits, deductibles, and the cause of the damage. It’s essential to review your policy and understand the terms to know what you’re entitled to.

  4. Is Mold Damage Covered by Insurance?

    Mold damage resulting from a covered water damage event is typically covered to some extent. However, mold damage due to negligence or lack of maintenance may not be covered. Always consult your policy and insurer for specifics.

  5. What Should You Do After Discovering Water Damage?

    If you discover water damage in your home, take immediate action to mitigate further damage. Document the damage with photos and videos, and contact your insurance company to start the claims process. Promptly seek professional help from a restoration company like Conway Restoration to assess and repair the damage.

“When it comes to water damage, insurance payouts can vary greatly – let’s dive into the details!” Check out our water damage Sheridan AR post for more details.


Here’s what some of our satisfied customers have to say about our water damage restoration services:

  • John D.: “Conway Restoration saved the day when our basement flooded. They not only restored our home but also helped us with the insurance paperwork. Highly recommended!”
  • Lisa M.: “Professional, efficient, and courteous – that’s Conway Restoration. They worked tirelessly to make our home safe again after a pipe burst. Thanks to them, we’re back to normal.”

Contact Us

If you’re facing water damage and need assistance with insurance claims or restoration, don’t hesitate to reach out to us. We offer 24/7 emergency services to address your needs promptly. Contact us on our 24/7 hotline at 501-273-3244 or visit us at 306 Salem Rd Conway AR, 72034 for immediate help. Our team at Conway Restoration is here to support you during this challenging time, so you can get your life back on track.